| Mortgage Discrimination |
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| Mortgage discrimination is prohibited by federal law. The Equal Credit Opportunity Act and the Fair Housing Act are federal laws that prohibit discrimination when a person applies for a mortgage to purchase, refinance, or make home improvements.
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| The Gramm-Leach-Bliley Act - Pretexting |
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| "Pretexting" is the practice of obtaining personal information about an individual under false pretenses. Such information may include an individual's Social Security number, bank or credit card account number, or any other information about the individual that is not a matter of public record. More... |
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| The Care Labeling Rule - Washing Instructions |
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| Under the Care Labeling Rule, washing instructions must contain the following five elements: (1) Washing by hand or by machine; (2) Bleaching; (3) Drying; (4) Ironing; and (5) Warnings.
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| The Fair Credit Reporting Act - Provider Obligations |
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| Any person or entity that reports information about a consumer to a credit reporting agency (CRA) is a "provider." Providers must comply with the requirements of the Fair Credit Reporting Act.
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| The Truth in Lending Act - Advertising Consumer Credit - Overview |
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| The Truth in Lending Act and the Federal Reserve Board's Regulation Z impose special disclosure requirements upon any person or entity that places an advertisement for consumer credit offered by a creditor. The purpose of the special disclosure requirements is to assure the meaningful disclosure of information in order to permit consumers to compare terms and shop wisely for credit.
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